Launch offer: Create free agreements and track loans under $500 — no credits required.

Agreements, without the awkwardness.

Document personal loans, track payments, and keep the relationship intact — all in one place.

Turn signed agreements into tracked payments — automatically.

Agreements become shared timelines with automatic payment tracking.

Built for the loans that happen between people who trust each other.

No credit checksNo bank login requiredFree for loans under $500Agreements convert into tracked obligations

How it works

Three steps to a clear agreement

1

Define the terms

Enter the amount, interest rate, and payment schedule. Accorda formats it into a clean, structured agreement.

2

Share with your borrower

Your borrower gets their own portal with payment dates, amounts, and status — no app download needed.

3

Track payments from the agreement

Both sides see the same timeline, progress, and due dates — without spreadsheets or guessing.

Why Accorda

Because money between friends deserves clarity

Professional without a lawyer

Structured terms, consistent format, and language both sides can understand.

Clear expectations

Amount, schedule, and progress in one place. No more "I thought it was…" conversations.

Keeps the relationship intact

Neutral reminders, shared visibility, and a system that removes the personal tension from money.

Who it's for

If you've ever said “just pay me back whenever”

Accorda turns loose promises into clear agreements — so the money conversation only happens once.

🤝

Lending to a friend

Cover rent, a car repair, or a rough month — and keep the friendship.

👨‍👩‍👧

Helping out family

Help a sibling, parent, or cousin — with terms everyone can reference later.

🏠

Splitting costs with a roommate

Furniture, deposits, or shared expenses — tracked until it's squared up.

💼

Fronting a small business

Seed money for a side project or startup — with a real repayment plan.

📋

Turning a favor into a plan

You helped someone out — now track repayment clearly, without chasing, reminders, or awkward check-ins.

Generated from a signed agreement.

See both sides

One agreement, two clear views

The lender tracks the loan. The borrower sees exactly what's due. No confusion, no surprises.

Lender dashboard

Your view — track all loans in one place

Lender
Principal
$2,500.00
APR
5.00%
Term
12 payments
Monthly
$214.06
Progress3 / 12 paid
Next payment
Apr 5, 2026
$214.06

Example data shown.

Borrower portal

Their view — know exactly what's due

Borrower
Loan AC-824A
Next due: Apr 5
$214.06
due in 8 days
Payment history3 of 12 paid
Installment #3Paid Mar 5
Installment #2Paid Feb 5
Installment #1Paid Jan 5
Remaining
$1,926
Paid
$642
Status
On track

Example data shown.

Ready to put it in writing — and track what happens next?

Create a free agreement in under 5 minutes. No credit check, no bank login, no hassle.