Simple pricing. Pay only when you lend.
Start free for loans under $500. Scale up with a plan that matches how you lend — or just buy credits as you go.
For casual or first-time lenders
- Loans under $500 — no credit needed
- Full agreement builder
- Payment schedule + tracking
- Borrower portal access
- Email notifications
For active lenders managing multiple borrowers
- 10 credits/month included
- Unlimited loan amounts
- Automated reminders & follow-ups
- Advanced reporting & exports
- Priority support
For teams and high-volume operations
- 75 credits/month included
- Multi-user access & audit trail
- Portfolio analytics & insights
- Bulk operations
- Priority support
All plans include Stripe-secured payments. Cancel or switch anytime.
Credit bundles
Need extra credits beyond your plan? Buy bundles at a discount. Standard rate is $5.00 / credit.
Credits are one-time purchases. No auto-renew. Credits never expire.
Purchase creditsWhat costs what
You always see the credit cost before confirming. Most actions cost fractions of a credit.
Free-tier loans (under $500) don't require any credits.
Compare plans
Every plan includes the core loan management features. Pro and Business add automation, reporting, and team tools.
| Feature | Free | Pro | Business |
|---|---|---|---|
| Monthly price | $0 | $29 | $75 |
| Credits included | 0 | 10 / mo | 75 / mo |
| Loan amount limit | Under $500 | Unlimited | Unlimited |
| Agreement builder | |||
| Payment tracking | |||
| Borrower portal | |||
| Email notifications | |||
| Automated reminders | |||
| Advanced reporting | |||
| Multi-user access | |||
| Audit trail | |||
| Priority support |
Pricing FAQ
Quick answers about credits, plans, and billing.
A credit is Accorda's unit of action. Creating a loan offer costs 1 credit. Smaller actions like reminders cost fractions of a credit. You always see the cost before confirming.
No. Credits stay in your account until you use them. There's no expiration date.
Yes. The Free tier covers loans under $500 at no cost. For larger loans, you can buy credits individually without subscribing.
Never. Borrowers access their portal, view their schedule, and log payments at no cost.
Yes. Upgrade or downgrade anytime from your dashboard. Changes take effect at the start of your next billing cycle.
Credits aren't refundable, but they're only spent when you take an action — and you always see the cost before confirming.
Ready to get started?
Create your first loan offer in minutes. Free for loans under $500.