Free for loans under $500No bank. No broker. Just clarity.
Private lending, without the mess.
Accorda is a management platform for private lenders. Create formal loan offers, track every payment, and give borrowers a professional portal — all in one place. No spreadsheets. No awkward texts. No guesswork.
2 min
To create an offer
Not hours in spreadsheets
$0
For loans under $500
No credit card required
100%
Borrower visibility
Optional borrower portal
What Accorda is
- A management tool for lenders who already lend privately
- Formal offers with principal, APR, and payment schedules
- A dashboard to track active loans, payments, and late borrowers
- A borrower portal so both sides see the same terms
- PDF agreement generation for your records
- Built for repeat lenders who want a system, not a hack
What Accorda is not
- —A bank or financial institution
- —A loan originator or underwriter
- —A payment processor (use Venmo, Zelle, Cash App — your choice)
- —A collections agency
- —A credit reporting tool
- —A replacement for legal counsel on large loans
Sound familiar?
Private lending is built on trust — but trust breaks down when there's no system behind it.
"Hey, just checking in about that payment..."
Borrowers see their schedule and due dates in a portal. No awkward follow-up needed.
"Wait, what did we agree to again?"
Every loan has documented terms, APR, and a payment schedule — visible to both sides.
"Let me check my spreadsheet... I think?"
A real dashboard with KPIs: active loans, payments collected, interest earned, late borrowers.
"I do this differently for every borrower."
One repeatable workflow. Same professional experience for every loan, every time.
Simple 3-step workflow
From handshake to documented loan in minutes
1
Create a loan offer
Set the principal, APR, payment frequency, and term. Accorda auto-calculates the payment schedule.
Principal$5,000
APR8.0%
Schedule$430.33/mo x 12
2
Borrower reviews & accepts
Send your borrower a link. They see the terms, payment schedule, and due dates — then accept.
Terms clearly displayed
Payment schedule visible
One-click acceptance
3
Track, manage, done
Monitor payments from your dashboard. See who's current, who's late, and what's coming due.
StatusACTIVE
Progress5 / 12 paid
Next dueFeb 15
Everything a private lender needs
Accorda replaces your spreadsheets, text threads, and mental notes with a single system of record.
Lender Dashboard
Your entire portfolio at a glance
- Active loans, pending offers, and late borrowers
- Interest earned and payments collected (YTD / MTD)
- Outstanding principal balance across all loans
- Upcoming payments due in the next 30 days
- Completion rate and portfolio health metrics
Loan Records
Professional documentation for every loan
- Formal terms: principal, APR, frequency, collateral
- Auto-calculated amortization or interest-only schedules
- Full timeline of every action (sent, accepted, funded)
- Generate shareable PDF agreements on demand
- Status lifecycle: Sent → Accepted → Active → Paid
Borrower Portal
Optional — give borrowers their own view
- Borrowers see their loan terms and payment schedule
- Clear view of what's been paid and what's due
- Professional experience that encourages on-time payment
- You choose whether to give each borrower portal access
- No more "I forgot" or "what was the amount?"
Payment Tracking
Know who's paid and who's late, instantly
- Record payments as they come in (any payment app)
- See per-loan progress: 5 of 12 payments made
- Late loan alerts with days past due
- Works with Venmo, Zelle, Cash App, wire — however you collect
- Interest and principal breakdown per payment
Borrower portal
Give borrowers clarity — and watch repayment improve.
When borrowers can see their loan, they take it seriously. Accorda lets you optionally invite borrowers to view their terms, payment schedule, and status through a clean, professional portal. No app download. No account required on their end.
- You control who gets portal access
- Borrower sees terms, schedule, and payment history
- Professional experience builds trust and accountability
- Reduces "I didn't know" excuses
Borrower's view
Loan Terms
Principal
$5,000.00
APR
8.0%
Payment
$430.33/mo
Remaining
7 of 12
Next Payment
$430.33
Due Feb 15, 2026
Progress42%
Simple, honest pricing
Start free. Pay as you grow. No surprises.
Free
$0
Loans under $500 are free
- Create and send loan offers
- Borrower portal access
- Payment schedule generation
- Dashboard and tracking
Most popular
Pro
$29/mo
10 credits included monthly
- Everything in Free
- 10 credits / month
- Faster offer creation
- Priority improvements
Business
$14950% launch offer
$75/mo
75 credits included monthly
- Everything in Pro
- 75 credits / month
- Team workflows & audit trail
- Advanced reporting & exports
Common questions
Is Accorda a bank or lender?
No. Accorda is a management tool. You bring the capital and relationship — we give you the system to document and track it.
How do borrowers pay?
However you want. Venmo, Zelle, Cash App, bank transfer, cash — Accorda tracks the payments, not the payment method.
Do borrowers need an account?
Not necessarily. You can manage loans with or without giving borrowers portal access. It's your choice per loan.
What are credits?
Credits are used for actions like sending loan offers. Loans under $500 are free. Subscription tiers include monthly credits.
Can I use Accorda for business loans?
Accorda is designed for personal/private loans between individuals. For regulated business lending, consult legal counsel.
Is my data secure?
Yes. Accorda uses Supabase (built on PostgreSQL) with row-level security, encrypted connections, and Stripe for payments. We never store card details.
Ready to lend like you mean it?
Stop managing loans in spreadsheets and text threads. Accorda gives you a professional system your borrowers will actually respect.
Stripe-secured 2-minute setup No card for free tier